Dental Insurance in Beachwood, OH

Dental insurance is confusing on purpose. Our job is to make it simple.

Elite Dentistry Center works with many PPO dental insurance plans and helps you understand coverage before you start treatment. Call (216) 464-3200 and we’ll review what your plan typically covers, what limitations apply, and what you should expect to pay out of pocket.

PPO Dental Insurance Plans We Commonly Work With

Patients commonly use PPO plans from providers such as:

• Aetna

• Cigna

• Delta Dental

• And many other PPO plans

If your plan isn’t listed, call (216) 464-3200. We’ll tell you what we can verify and what steps to take next.

What “PPO” Means (and Why It Matters)

A PPO plan usually gives you more flexibility to choose your dentist. Your plan may still have:

• Deductibles

• Annual maximums

• Coverage percentages by procedure type

• Frequency limits (example: cleanings)

• Waiting periods or exclusions

That’s why two people with “the same insurance company” often have totally different coverage.

Verify Your Coverage Before Treatment

To verify benefits, call (216) 464-3200 and have your insurance card ready. We’ll check what we can, including:

• Preventive coverage and frequency limits

• Deductible status

• Annual maximum remaining

• Coverage levels for common procedures

• Whether a pre-authorization is recommended for major treatment (when applicable)

You’ll get a clear explanation before you commit.

What You May Pay Out of Pocket

Out-of-pocket costs depend on your plan details. Many PPO plans follow a general pattern:

Preventive Care (often higher coverage)

• Exams and cleanings (based on plan limits)

• X-rays (based on plan rules)

Basic Procedures (often partial coverage)

• Fillings

• Simple extractions

• Some periodontal services

Major Procedures (often lower coverage)

• Crowns

• Bridges

• Dentures

• Some implant-related components (varies widely)

Most plans also include an annual maximum and sometimes a deductible. We’ll explain how those limits affect your treatment plan.

Will You File My Insurance Claim?

Yes! We file all dental insurance claims on your behalf as a professional courtesy. You don't have to deal with insurance paperwork or phone calls.

What we do for you:

• Submit claims to your insurance company

• Follow up on claim processing

• Provide all necessary documentation

• Answer coverage questions

• Help you understand your benefits

Important to know: While we handle the paperwork, you are ultimately responsible for payment at the time of service. Insurance is an agreement between you and your insurance company. We can't guarantee what they'll pay, but we work hard to maximize your benefits.

How Do I Use My Dental Insurance at Elite Dentistry Center?

It's simple:

Step 1: Schedule Your Appointment
Call (216) 464-3200 or book online. Let us know you have dental insurance.

Step 2: We Verify Your Benefits
Before your appointment, we'll check your coverage, remaining benefits, and deductible status.

Step 3: You Receive Treatment
We'll provide the dental care you need at our Beachwood office near I-271.

Step 4: We File Your Claim
We submit all paperwork to your insurance company and track the claim.

Step 5: You Pay Your Portion
After insurance pays their part, you're responsible for the remaining balance. We offer payment plans to help.

Common Questions About Dental Insurance in Beachwood

Does Elite Dentistry Center accept HMO insurance plans?

We primarily work with PPO dental insurance plans. PPO plans give you more freedom to choose your dentist.

Can I get dental work done if I don't have insurance?

Absolutely! We accept patients without dental insurance. We offer 0% financing options and competitive self-pay rates for patients without insurance coverage.

How long does it take for my insurance to pay?

Most dental insurance claims are processed within 30 days. However, you are responsible for payment regardless of how long insurance takes to process your claim. We'll follow up with your insurance company to expedite payment.

What is a dental insurance deductible?

A deductible is the amount you pay out-of-pocket before your insurance starts covering services. For example, if you have a $50 deductible, you'll pay the first $50 of dental costs each year, then your insurance coverage kicks in.

What does "annual maximum" mean?

Your annual maximum is the most your dental insurance will pay in one year (usually a calendar year). Most plans have maximums between $1,000-$2,000. Once you reach this limit, you're responsible for 100% of remaining costs until the next year.

Do you accept Delta Dental insurance in Beachwood?

Yes! Delta Dental is one of the most common insurance plans we work with at our Beachwood location. We file Delta Dental claims regularly and are familiar with their coverage policies.

Can I use my dental insurance for cosmetic treatments?

Most dental insurance plans do not cover purely cosmetic procedures like teeth whitening or veneers. However, some treatments that improve both function and appearance (like crowns) may be partially covered. We'll help you understand what your plan covers.

What happens if my insurance claim is denied?

If your insurance company denies a claim, we'll help you understand why and explore your options. Sometimes claims are denied due to coverage limitations. You are responsible for payment even if insurance denies the claim.

Do I need pre-authorization for dental work?

Some insurance plans recommend pre-authorization (also called pre-determination) for major procedures. We handle this process for you and will let you know if your treatment requires pre-authorization before we begin.

Can I use my insurance at Elite Dentistry Center if I live in Chagrin Falls or Pepper Pike?

Yes! We serve patients from throughout the Greater Cleveland area, including Solon, Pepper Pike, Orange Village, Shaker Heights, and Chagrin Falls. PPO dental insurance plans allow you to see any dentist you choose.

Why Choose Elite Dentistry Center for Insurance-Friendly Dental Care?

We're Insurance Experts

Our Beachwood administrative team understands dental insurance inside and out. We'll maximize your benefits and handle all the confusing paperwork for you.

Transparent Pricing

We provide upfront cost estimates before treatment. We believe in complete transparency about what you'll pay.

Flexible Payment Options

Between insurance, 0% financing, and payment plans, we make it possible for every Beachwood family to afford quality dental care.

Convenient Beachwood Location

Located near Beachwood Mall with easy access from I-271. We're convenient for patients throughout the East Cleveland suburbs.

Comprehensive Dental Services

From routine cleanings to complex full mouth dental implants, we provide complete dental care under one roof. Use your insurance benefits for all your family's dental needs.

Maximize Your Dental Insurance Benefits

Most dental insurance plans reset every calendar year. Here's how to make the most of your benefits:

Before Year End:

• Use remaining annual maximum benefits before they expire

• Schedule preventive care (usually covered at 100%)

• Complete planned treatments to maximize coverage

Throughout the Year:

• Get your two free cleanings (most plans cover 100%)

• Address dental problems early when they're less expensive

• Plan major treatments strategically to optimize coverage

Our Beachwood team helps you plan treatments to maximize your insurance benefits and minimize out-of-pocket costs.

Find a Dentist Near Me That Takes Insurance

Are you searching for:

• "Dentist near me that takes insurance"

• "Beachwood dentist PPO insurance"

• "Dental insurance accepted Chagrin Falls OH"

• "Dentist that takes Aetna near Chagrin Falls"

You've found the right practice! Elite Dentistry Center is your trusted insurance-friendly dental practice serving Beachwood and surrounding communities.

Schedule Your Insurance-Verified Dental Appointment Today

Don't let confusion about dental insurance prevent you from getting the care you need. Our Beachwood team makes using your insurance benefits simple and stress-free.

Call (216) 464-3200 to:

• Verify your insurance coverage (free)

• Get a cost estimate for treatment

• Schedule your appointment

• Ask questions about your benefits

Convenient for Beachwood, Solon, Pepper Pike, Orange Village, Shaker Heights, and Chagrin Falls families.